Correct handling of the required distribution for the year of death

TOUCH NOTHING!

• Inherited IRA account titling
• Splitting IRAs
• Required distributions
• Beneficiaries naming beneficiaries
• Dealing with life insurance proceeds
• IRA trust management
• Changing investments on inherited IRAs

Trustee-to-trustee transfers only for non-spouse beneficiaries

Address the Beneficiary’s own Estate Plan

For the “Sandwich Generation” ask your client about their parents’ estate plan.