Universal Life Insurance

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A flexible premium life insurance policy under which the policy owner may change the death benefit from time to time (with satisfactory evidence of insurability for increases) and vary amount of timing of premium payments. premiums (less expense charges) are credited to a policy account from which mortality charges are deducted and to which interest is credited at rates which may change from time to time.

Universal Life Insurance (Healthy Policy):

Universal Life Insurance (Policy Explosion):

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